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How Do Insurance Companies Make Money? - How Does It Work Operationally?

How does it work operationally? Insurance companies can be much more complex than it seems. I won't go into details, but I will try to give a sense of the variety of things to do: Marketing and product development - we have to understand what our clients want and product design including "features" and guarantees (e.g., including dental health plan or not in limitation of the disease before the type of questionnaire that we ask clients to fill???), pricing, regulatory constraints, etc. and IT is, of course, for the system to support this product. Distribution - how we bring our products to the clients? Agents, brokers, direct sales channels are all there, plus the development of smartphone applications and internet sales. Customer service and claims that "the process of paper" including address change customer or telephone number, the call center for clients who have questions, people file to review and pay claims, etc. Finance   - n...
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How to rename picture files in Picasa-desktop

This article is about re-naming files from within Picasa-desktop, to provide SEO benefits for your blog. Picasa's desktop software is a good tool for organizing and editing photos on your local computer.   And it is still available for you to use, even though Picasa-web-albums has been replaced by Google Albums + Google Album Archive. For pictures that are important in your blog, I still recommend preparing them in a tool like Picasa-desktop and then uploading the finished versions to Google Photos before putting them into a post, because: The desktop tool has better editing tools (cropping, zooming, auto adjustment, adding watermarks) and Picasa-web-albums does. It lets you control the size of the uploaded file It's easier to ensure sure that you still have full-size files on my local machine for printing etc, as well as smaller, more optimized, copies to use on web-pages. Picasa-desktop folders have a very nice relationship with files and directories with the Windows file s...
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How Do Insurance Companies Make Money? - What does an insurance company sell?

Someone who has been working 7+ years at an insurance company talks everything about anything we should know about the insurance company. What does an insurance company sell? Most of   what   is called   " life insurance "   is just another   tax- efficient   savings   products .  You   put money   into   more -or - less   at will -   insurance companies   manage it for you   (for   a fee) -   You can take   your money back   whenever you want   or   on the date   specified . This is the " insurance"   in the sense   that the company   will guarantee   the amount that   you can   take back   (for example   in the form of   the annual   increase   at   x %) and   that the money   will be available   in the date , set in   the contract. Property and accident insurance (P & C) ...
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