"HOW" - "HOW TO" - "HOW DO"

How does it work operationally? Insurance companies can be much more complex than it seems. I won't go into details, but I will try to give a sense of the variety of things to do: Marketing and product development - we have to understand what our clients want and product design including "features" and guarantees (e.g., including dental health plan or not in limitation of the disease before the type of questionnaire that we ask clients to fill???), pricing, regulatory constraints, etc. and IT is, of course, for the system to support this product. Distribution - how we bring our products to the clients? Agents, brokers, direct sales channels are all there, plus the development of smartphone applications and internet sales. Customer service and claims that "the process of paper" including address change customer or telephone number, the call center for clients who have questions, people file to review and pay claims, etc. Finance   - n

I will focus on two types of insurance. For the first type, we're basically talking about money management, which I would consider to no "real" insurance. You can see that the insurance company receives money (premium) before it knows how much it will have to pay to anyone. How does the business work (financially)? Let's assume   we're talking about   a company that   wrote the   contract with   annual   guarantee - that is, the   client pays   a premium for   protection against   accidents   that occurred during the   12   months ahead .   To simplify the problem , I would assume   the premium   paid on   1 -Jan - but you   can keep   the same   principles   of pro   rata   temporis   for the   fraction of   a year. We   face two   problems: How   soon will   a claim for   the contract   is filled ? When   will   the payment   be done ?   In the case of   multiple payment , how much   and how long ? This is where   we   introduce the concep

Someone who has been working 7+ years at an insurance company talks everything about anything we should know about the insurance company. What does an insurance company sell? Most of   what   is called   " life insurance "   is just another   tax- efficient   savings   products .  You   put money   into   more -or - less   at will -   insurance companies   manage it for you   (for   a fee) -   You can take   your money back   whenever you want   or   on the date   specified . This is the " insurance"   in the sense   that the company   will guarantee   the amount that   you can   take back   (for example   in the form of   the annual   increase   at   x %) and   that the money   will be available   in the date , set in   the contract. Property and accident insurance (P & C) also health insurance , a promise to refund your money for the damages You suffered. For example, the window of your car gets broken, you go to the repair shop, to have the w

This article explains the problems with getting valid, SEO-friendly links to images that are in Google Photos - and shows a way of doing this using Google products.   Previously I've explained how to get a URL for a picture stored in Google Photos - and the difference between Photo's "shareable links" and real photo URLs. The sort of link you get with this procedure looks like this: https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhasSsvoyOSwVoUZZIa3kd-D0ZQ9XDKJ49giTNAjEp2lsLPteRaneI8loQHOj4w0X7prGgTn0sZFquvg3FBEoBPkVtJpw1CKJ_ZwoKN93xiO7CK5jf9t_DRhYZGMzHkrj3RMGEX8ZDnckaK/w1006-h566-no/ There are some issues with using URLs (aka web-addresses) obtained like this: They aren't recognised as valid image file links by many online tools which ask for the URL for an image (eg phpBB, Blogger - and many others) Sometimes they stop working (I've not been able to track down exactly when, but there are reports around the internet from people who say that links